报告题目：Risk Preference, Investment Decision, and Household Welfare: Evidence from a Microcredit Experiment in Bangladesh
报 告 人：Sherry Li
报告时间： 2024年06月25日（周二）13:30-14:30
报告地点：笃行楼710室
主办单位：高等经济研究院、经济学院、科研处
【报告人简介】
Sherry Li, 阿肯色大学Lewis E. Epley经济学讲席教授，山姆·沃尔顿商学院行为商业研究实验室主任。她运用实验和行为方法来研究公共经济学、劳动经济学和发展经济学等领域主题，在American Economic Review、Journal of Labor Economics、Journal of Public Economics 等学术期刊发表论文。
【内容摘要】
We propose a new perspective for low microcredit uptake and heterogeneous treatment effects observed in recent microcredit field experiments – household risk preference. In a randomized field experiment in Bangladesh, we find that, in response to a microcredit intervention, household risk preference significantly influences microcredit uptake and its outcomes. Risk-seeking households are more likely to take microcredit, rent more land under fixed-rental contracts than share-cropping, adopt more technology, and expand businesses, enhancing total income. Conversely, risk-averse households showed no such gains. Our results underscore risk preference as a crucial factor in microcredit’s success, suggesting why some people remain impoverished.
撰稿：赵书辰 审核：胡蓉、张同斌、周学仁 单位：高等经济研究院、经济学院、科研处
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